Business Banking Fees



Transaction Processing Fees

Returned Check NSF
Electronic Funds Transfer (EFT) NSF
Courtesy Pay
Visa Authorized Transaction
Overdraft Transfer Fee
Returned Check NSF: $31.00
Electronic Funds Transfer (EFT) NSF: $31.00
Courtesy Pay: $31.00
Visa Authorized Transaction: $31.00
Overdraft Transfer Fee: $3.00


Returned Item Fees

Returned Deposit Items
Returned Loan Payments
Returned Deposit Items: $31.00
Returned Loan Payments: $25.00


Checking Fees

Business Checking
Premium Business Checking
eStatements
Paper Statements
Business Checking:
  • $10.00/month
  • Transaction fee (over 100) $.25/each
  • Excess Cash fee $0.10/per $100 over*
Premium Business Checking:
  • $15.00/month**
  • Transaction Fee (over 250) $0.25/each
  • Excess Cash Fee $0.10/per $100 over ***
  • ACH Origination Service Fee $25.00/month
  • ACH Items (over 25) $0.08/each
  • Remote Deposit Capture Service Fee $35.00/month (Mobile Remote Deposit Capture is free for Business and Premium accounts)
  • Remote Deposit Capture Item Fee $0.20/each item
eStatements: Free
Paper Statements: $3.00

* Aggregated balance of $3,000 @ month end, or Aggregated balance of $6,000 w/ Deposit Bag @ month end

** Monthly service fee waived if accumulative avg. share balance plus outstanding balance of loans is above $15,000

*** Aggregated balance of $6,000 @ month end, or Aggregated balance of $12,000 w/ Deposit Bag @ month end



Checking Items Fee Definition

Deposit of Cash
Withdrawl of Cash
Deposit Check or Draft
Withdrawl Check or Draft
Bulk Deposit of Checks
Deposit of Cash = 1 Item (regardless of the number of bills or coin)
Withdrawal of Cash = 1 Item (regardless of the # of bills or coin)
Deposit of Check or Draft = 1 Item
Withdrawal Check or Draft = 1 Item
Bulk Deposit of Checks = 1 Item per each check in the deposit


Deposit Bag Service

Deposit Bag Monthly Service Fee
Cash/Coin Order Fee (Coin requests over $250 or Currency requests over $2,500)
Deposit Bag Monthly Service Fee $30.00/month
Cash/Coin Order Fee (Coin requests over $250 or Currency requests over $2,500) 1% Order or $5.00 minimum


Money Market Account Fees

Money Market Account Withdrawals
Money Market Account Withdrawals: 3 free per month, $25.00 each add'l.


Business Bill Pay

Monthly Fee
Bill Pay Item
Monthly Inactivity Fee [after 2 months w/ no activity]
Monthly Fee Free
Bill Pay Item 5 free per month $1.00 each add’l
Monthly Inactivity Fee [after 2 months w/ no activity] $5.00


Commercial Bill Pay

Monthly Fee
Bill Pay Item
Monthly Inactivity Fee [after 2 months w/ no activity]
Monthly Fee $15.00
Bill Pay Item 10 free per month $1.00 each add’l
Monthly Inactivity Fee [after 2 months w/ no activity] $5.00


Wire Transfer Fees

Incoming Wire
Domestic Outgoing Wire
Foreign Outgoing Wire
Online Domestic Initiated Wire
Incoming Wire $10.00
Domestic Outgoing Wire $20.00
Foreign Outgoing Wire $45.00
Online Domestic Initiated Wire $15.00


Safe Deposit Box Fee

3" x 5" x 21"
5" x 5" x 21"
3" x 10" x 21"
5" x 10" x 21"
10" x 10" x 21"
Lost Key Charge
Drilled Box Charge
3" x 5" x 21": $30.00 per year
5" x 5" x 21": $38.00 per year
3" x 10" x 21": $45.00 per year
5" x 10" x 21": $65.00 per year
10" x 10" x 21": $115.00 per year
Lost Key Charge: $25.00
Drilled Box Charge: $200.00


ATM Fees

Withdrawal Fee - Elevations ATM
Withdrawal Fee - CO-OP ATM
Withdrawal Fee - All Other ATMs
Returned Deposit Item
Withdrawal Fee - Elevations ATM: Free
Withdrawal Fee - CO-OP ATM:
  • 8 free per month.
  • $1.50 each add'l.
Withdrawal Fee - All Other ATMs:
  • 2 free per month.
  • $1.50 each add'l.
Returned Deposit Item: $31.00


Stop Payment Fees

Checks - In Branch
Checks - Online
Official Checks
Electronic Funds Transfer/ACH
Reoccurring Visa Payments
Bill Pay Checks
Checks - In Branch $31.00
Checks - Online $15.00
Official Checks $31.00
Electronic Funds Transfer/ACH $31.00
Reoccurring Visa Payments $31.00
Bill Pay Checks $31.00


Other Fees

Garnishment / Levy
Inactive Account (After 12 Months No Activity)
Item Sent For Collection
Online Banking User Login - Add’l Users
Hourly Documentation Research Fee
Garnishment / Levy $50.00
Inactive Account (After 12 Months No Activity) $10.00 per month after notification
Item Sent For Collection $15.00 each item
Online Banking User Login - Add’l Users $3.00 each
Hourly Documentation Research Fee $30.00/hour


* Can be facilitated on Elevations Credit Union business online banking.
View PDF version of Elevations Credit Union Business Fee Schedule
Federally Insured by NCUA
Effective September 1, 2017



© Elevations Credit Union. All Rights Reserved. Routing# 307074580
This site is best viewed with a standards compliant browser.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency