Credit Cards

Not all Visa Credit Cards are created equal.

That’s why Elevations is proud to offer a collection of the very best credit cards out there, with low interest rates and great rewards programs that fit your lifestyle. Plus, our cards have no annual fee, no cash advance fee and no penalty APR. Start saving on everything your credit card helps you buy.

All Elevations Credit Cards Offer

 No Annual Fees
 Zero Liability & Fraud Protection
 Travel & Emergency Assistance
 Auto Rental Damage Waiver Program
 Emergency Cash & Card Disbursement

card-icons-travel-small.pngElevations Visa Signature - Travel Rewards - NEW!
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New Cardmember Offer
Earn 20,000 BONUS points after spending $1,000 in the first 90 days after account opening.
Rewards**
Earn unlimited 1.5 pointsᵗ for every $1 you spend. Plus, we'll donate 2¢ for local scholarships and community grants every time you use your card.
APR*
Starting at 15.74%
Annual Fee
$0

card-icons-cash-small.pngElevations Visa Signature - Cash Rewards - NEW!
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New Cardmember Offer
Earn $100 BONUS after spending $1,000 in the first 90 days after account opening.
Rewards**
Earn unlimited 1.5% cash back for every $1 you spend. Plus, we'll donate 2¢ for local scholarships and community grants every time you use your card.
APR*
Starting at 15.74%
Annual Fee
$0

Elevations Visa Rewards
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New Cardmember Offer*
0% introductory APR for 12 months on purchases and balance transfers.
Rewards**
Earn unlimited 1x points for every dollar you spend. Plus, earn 500 BONUS points when you sign up for eDocuments and another 500 BONUS points the first time you log into your Elevations Rewards account.
APR*
Starting at 10.99%
Annual Fee
$0

Elevations Visa
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New Cardmember Offer*
0% introductory APR for 12 months on purchases and balance transfers.
Features
No Penalty APRs, No cash advance fees
APR*
Starting at 9.24%
Annual Fee
$0

* Credit qualifications and membership required. Credit card rate as low as and subject to change. For complete terms, please see the Elevations Visa Application and Solicitation Disclosure (PDF).

** Elevations Rewards are subject to change and to program rules.

ᵗ $.01 value per point for all travel options (air, hotel, car, etc.) i.e. $350 fare is 35,000 Points

 Cardholder Resources



Apple Pay

Elevations proudly offers Apple Pay™ to make your transactions simple, secure and private.

Now your Elevations Visa® card is always with you. Apple Pay is available on iPhone 6 or later versions and Apple Watch devices. It’s free to use aside from any message or data rates specified in your wireless plan.

Once you enter your card number into your phone’s Wallet® app, you’ll be able to make purchases at thousands of merchant locations. Apple Pay also lets you use your iPad Air® and iPad Mini™ 3 for online-only shopping within certain apps.

Visit our Apple Pay page to learn more about how to activate and start using your card.


Visa Checkout

You can use your Elevations Visa® card at a variety of online merchants anywhere you see the Visa Checkout button. Learn more on our Visa Checkout page.


Visa Purchase Alerts

Visa Purchase Alerts send you real-time text or email alerts when you pay1 with your Elevations Visa card.

Get set up today:

  1. Check to see if your Elevations Visa is eligible2.  (All Elevations consumer credit and debit cards are eligible.)
  2. Register your mobile device and email to receive Visa Purchase Alerts.
  3. Set up the types of alerts you want to receive. You’ll get real-time3 text or email alerts based on your selected criteria.

1 A qualified transaction is any transaction routed through Visa. Only Visa routed transactions are included, PIN network transactions may not receive alerts.
2 Visa Purchase Alerts may not be available in all areas. Account activity qualifying for Visa Purchase Alerts may vary.
3 Actual time to receive a transaction alert is dependent on wireless service and coverage within area.

© Elevations Credit Union. All Rights Reserved. Routing# 307074580
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency